News & Insights
Despite entering the second week of a government shutdown, which has halted the release of economic data, equity markets viewed the data blackout as a reason to rally.
As we enter the final stretch of 2025, credit unions are making strategic shifts in their investment portfolios with the recent Federal Reserve rate cuts.
The monthly Market Overview & Data Report is a comprehensive summary of October's key economic and market metrics that are fundamental to credit union financial management. The report not only summarizes key economic and market data, but also explains how these metrics are relevant to credit unions. It further includes industry peer performance data and assessment, relative value evaluation, and an upcoming economic calendar. It is also an excellent report to include in credit union board and ALCO packets.
Interest rates took an unexpected turn a week after the FOMC cut rates for the first time this year. Since the conclusion of the meeting, the 2-year rate has jumped 7 bps, the 5-year is up 12 bps and the 10-year is up 10 bps.
Equities reached new record highs throughout the week, coinciding with increased global attention in the FOMC meeting.
Summit Breakout Sessions Carefully Crafted to Drive CU Strategy | From Approval to Account: 7 Benefits of Instant Loan Funding | Catalyst Launches FedNow Service with Beehive FCU, Powered by New Flex Core Integration | Managing Mortgage Market Shifts | Expanding Benefits of Instant Payments | Cybersecurity Awareness Month Blog
Subordinated debt (sub-debt) issuances have increased significantly over the last few years as credit unions use the capital for strategic growth strategies. As of March 31, 2025, 167 credit unions had $4.1 billion in outstanding sub-debt.
Catalyst’s Strategic Summit, is designed to do more than just inspire; it equips attendees with the tools, insights and strategies they need to act decisively. Alongside an impressive lineup of keynote speakers, this year’s breakout sessions will provide credit union leaders with practical, actionable takeaways and opportunities to connect directly with industry experts.
For a decade, Catalyst has taken part in Cybersecurity Awareness Month (CAM) each October, joining a global effort led by the Cybersecurity and Infrastructure Security Agency and the National Cybersecurity Alliance to promote safer digital practices for individuals and organizations.
All three equity indices closed at record highs on Thursday, driven by market optimism regarding the high probability of a 25-basis point rate cut following the September 17 FOMC meeting.