News & Insights
Interest rates took an unexpected turn a week after the FOMC cut rates for the first time this year. Since the conclusion of the meeting, the 2-year rate has jumped 7 bps, the 5-year is up 12 bps and the 10-year is up 10 bps.
Equities reached new record highs throughout the week, coinciding with increased global attention in the FOMC meeting.
Summit Breakout Sessions Carefully Crafted to Drive CU Strategy | From Approval to Account: 7 Benefits of Instant Loan Funding | Catalyst Launches FedNow Service with Beehive FCU, Powered by New Flex Core Integration | Managing Mortgage Market Shifts | Expanding Benefits of Instant Payments | Cybersecurity Awareness Month Blog
Subordinated debt (sub-debt) issuances have increased significantly over the last few years as credit unions use the capital for strategic growth strategies. As of March 31, 2025, 167 credit unions had $4.1 billion in outstanding sub-debt.
Catalyst’s Strategic Summit, is designed to do more than just inspire; it equips attendees with the tools, insights and strategies they need to act decisively. Alongside an impressive lineup of keynote speakers, this year’s breakout sessions will provide credit union leaders with practical, actionable takeaways and opportunities to connect directly with industry experts.
For a decade, Catalyst has taken part in Cybersecurity Awareness Month (CAM) each October, joining a global effort led by the Cybersecurity and Infrastructure Security Agency and the National Cybersecurity Alliance to promote safer digital practices for individuals and organizations.
All three equity indices closed at record highs on Thursday, driven by market optimism regarding the high probability of a 25-basis point rate cut following the September 17 FOMC meeting.
As consumer expectations evolve and digital-first experiences become the norm, credit unions must adapt to remain competitive.One of the most impactful innovations reshaping the lending space is the use of faster payments, particularly through the FedNow® Service, to enable instant loan funding.
Recent data show a mixed picture in the mortgage and MBS markets. Overall delinquency rates edged down slightly in Q2 to 3.93%, though they remain above post-pandemic lows.
From the earliest days of non-cash payments, a time lag has been part of the process. Physical payments, like checks, took days to clear. Electronic payments sped up the process, but did not eliminate the time lag. Today, the advent of true instant payment is rewriting the foundation of how payments operate, introducing a host of benefits to consumers, businesses and financial institutions alike.