Re-Open Sesame!
Nov 14 2025

The highlight of this truncated week was the re-opening of the federal government after 43 days. On Wednesday night, President Trump signed a stopgap bill that keeps the government funded through January 30.

By: John Kirby
Credit Union Industry Update
Nov 10 2025


With the NCUA’s September 30, 2025 Call Report, Catalyst ALM experts now have a clear picture of the credit union industry’s performance through the third quarter.

By: Aaron Martini, CTP
November '25 Market Overview & Data Report
Nov 07 2025

The monthly Market Overview & Data Report is a comprehensive summary of November's key economic and market metrics that are fundamental to credit union financial management. The report not only summarizes key economic and market data, but also explains how these metrics are relevant to credit unions. It further includes industry peer performance data and assessment, relative value evaluation, and an upcoming economic calendar. It is also an excellent report to include in credit union board and ALCO packets.

Unlocking Opportunity Through Evolving Loan Participation Trends
Nov 06 2025

As the financial services landscape evolves, credit unions are increasingly exploring collaborative approaches to serve their members and strengthen their financial resiliency. One approach is the strategic use of loan participations, an arrangement in which multiple credit unions share the funding and risk of member loans.

By: Lorena Paredes
Catalyst Vision - October - November 2025
Nov 04 2025

Lost in the Pines, Found in Strategy: A Recap of Strategic Summit 2025 | Rate Cut Ready: How Credit Unions are Reshaping Bond Strategies | Q4 Insights & Outlooks | Lessons from Square: Jim McKelvey on Innovation, Risk and Serving the Underserved | CU Daily's Coverage on the Cyber Security session from Strategic Summit 

Lost in the Pines, Found in Strategy: A Recap of Strategic Summit 2025
Nov 04 2025

This year’s Strategic Summit kicked off at the Hyatt Regency Lost Pines Resort & Spa, nestled on 405 acres of the Texas Hill Country – the perfect backdrop to get lost in thought leadership.

Fed Cuts, Rates Jump
Oct 31 2025

As many expected, the FOMC voted 10-2 to cut rates for the second consecutive meeting to a target range of 3.75-4.00%. hat markets were not expecting was a hawkish tone from Jerome Powell about a December rate cut.

By: John Kirby
Lessons from Square: Jim McKelvey on Innovation, Risk and Serving the Underserved
Oct 31 2025

At this year’s Strategic Summit, attendees were treated to an inspiring and candid conversation with Jim McKelvey, co-founder of Square (now Block, Inc.) and author of The Innovation Stack. Drawing from his own entrepreneurial journey, McKelvey shared insights on what it takes to build enduring companies, overcome industry giants and innovate in ways that truly matter.
 

Overnight Discomfort
Oct 24 2025

Warning lights continue to flicker in overnight accounts. SOFR rates remain above the Fed’s Interest on Reserve Balances (IORB) by about 15 bps.

By: John Kirby
Longest Shutdown Ever
Oct 17 2025

Last week wrapped up with crypto currencies experiencing their largest one-day crash in history, with over $19 billion liquidated across exchanges in a matter of hours. 

By: John Kirby