News & Insights
AI is being used in many innovative ways, enabling new credit union successes. The AI technology landscape is rapidly changing, motivated both by capability and business advantage. With these rapid changes, it can be challenging to find well-fitting opportunities to use AI while also considering the risks associated with it.
Catalyst is making significant donations to impacted communities and also matching team member donations at 2x rates, but we know money only goes so far. If your credit union has been touched by this devastation, please reach out and let us know how we can help.
Catalyst Supports CUs and Communities Impacted by California Fires | The Case for Outsourcing Credit Union Risk Management | Master the Market with Catalyst's Financial Management Training | AI Opportunities & Risks for 2025
This year, Catalyst will conduct a host of financial management training webinars. They include Quarterly Insights & Outlooks and a two-day Derivatives Symposium. You can also catch us at GAC in March!
Asset Liability Management and liquidity stress testing are necessary. How an institution performs these critical tasks can take different paths.
Whew – you could almost hear the sigh of relief from the financial markets when the December consumer price index (CPI) was reported this week. After a slightly warm PPI report the day before, data watchers were a bit on edge ahead of the Fed’s second favorite inflation indicator. All in all, the report was...
The monthly Market Overview & Data Report is a comprehensive summary of January's key economic and market metrics that are fundamental to credit union financial management. The report not only summarizes key economic and market data, but also explains how these metrics are relevant to credit unions. It further includes industry peer performance data and assessment, relative value evaluation, and an upcoming economic calendar. It is also an excellent report to include in credit union board and ALCO packets.
It is difficult to find anything wrong in the December job report. According to the Bureau of Labor Statistics, the country added 256,000 jobs last month to round out the year with a gain of 2,232 jobs. While this is below the increases in the past few post-pandemic years, 2024’s total exceeds...
A lot happened in 2024, some good and some bad. The fighting in the Middle East and Ukraine continued with no end in sight for either. There was a total eclipse of the sun early in the year, bringing in an estimated $6 billion in revenue for the country. Taylor Swift’s worldwide Eras tour had...
The Federal Open Market Committee (FOMC) gave the markets exactly what was expected this week – a hawkish pause of a 25 basis point cut. In plain English, that translates to a rate cut now with hints of slower and fewer cuts to come. The reaction to the third rate cut in three months was anything but expected.