News & Insights

Mortgage rates have shown little directional momentum in recent months, and the outlook suggests more of the same. The latest industry research forecasts point to the 30-year fixed mortgage rate staying in the high-6% range through year-end 2025, with only modest room for improvement.

Halfway through 2025, the market for bonds tied to home loans – known as CMOs (Collateralized Mortgage Obligations) and MBS (Mortgage-Backed Securities) – are going through some changes. These changes are mostly driven by the overall economy, government policies and what people are anticipating with interest rates.